Having a college degree is necessary plus the worth of the cost. If you don't have a college degree and your applying for a upper/middle job then most employers don't even consider you because you don't have a college degree. It will be a struggle to go threw life without a college degree because you cant get a good paying job without one. So it is way worth the cost and it is necessary unless your just lucky and you are a millionaire or a billionaire. But most people aren't ever going to be that so they have to work hard for a college degree depending on which level and make something of themselves.

I think that the US opportunists are way better that of any other country especially the country i did. We are legally forced to go to school or we get truancy everyone gets their fair chance at school to make something of themselves or just coast threw it. I think we have one of the best school systems others in school just work harder then others but everyone has equal opportunities.